Welcome to the SwapMyRate.com experience, where we specialize in the SWAP, DROP, and LOCK IT approach to financial products. We are a fintech product powered by Oklahoma Educators Credit Union. We make it fast, we make it fun, and we make it worth your time! Spend a few minutes with one of our lending specialists and let us help swap your current payment for a smaller one. We love helping our customers save hundreds or even thousands of dollars!
Trent Vaughn
Chief Executive Swapficer & Savings Enthusiast
Step One
APPLY IN MINUTES
To get the process started, fill out our application to the best of your ability. We will then contact you via email or phone to verify information or help you complete any missing information.
It is not necessary to complete the entire application to start the process, but the more information you can give us, the faster we can process your monthly savings estimate.
Step Two
LET US DO THE WORK
Once we have your completed application, sit back & relax, as we work our SWAP magic to see if we can structure terms that we hope will meet your savings expectations. Our offer(s) may include a reduction to your interest rate, monthly payment amount, or reduction in the number of months you will need to pay versus your current loan.
Important to note, your name and contact information will not be forwarded on to multiple financial organizations. Your personal information and credit inquiries are secure with us.
Step Two
LET US DO THE WORK
Once we have your completed application, sit back and relax, as we will work on your behalf to find the best auto refinance offers in our credit union network.
And important to note, your name and contact information will not be forwarded on to multiple loan companies.
Step Three
START SAVING
After a Swap My Rate (powered by Oklahoma Educators Credit Union) lending specialist determines the best refinance deal for your needs, they will reach out to you to provide savings options and walk you through the final steps of the process!